Please read these terms carefully before using this website or any of our programs and resources.
Last updated: September 14, 2026
By accessing or using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use the site.
We may update these terms at any time. Your continued use of the site after changes are posted means you accept the updated terms.
Dr. Lynda A. Barnes provides business education, coaching, funding preparation guidance, and related resources for faith-driven women in business. Information on this site is for educational and informational purposes only.
Dr. Barnes is a Business Developer, Funding Strategist, and Business Loan Broker. Any funding or financing guidance is educational and does not guarantee approval, specific terms, funding amounts, or grant awards. All lending, grant, and funding decisions are made by third-party lenders, funders, and institutions.
You agree to use the site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the site. You may not attempt to gain unauthorized access to any part of the site, its systems, or its data.
We reserve the right to suspend or restrict access to the site or any portion of it at any time, with or without notice.
All content on this site, including text, images, logos, videos, worksheets, curriculum materials, course content, frameworks, and branding, is the property of Dr. Lynda A. Barnes or her licensors and is protected by copyright, trademark, and other intellectual property laws.
You may view, download, and print content for personal, non-commercial use only. You may not reproduce, distribute, sell, modify, create derivative works from, or publicly display any content without prior written permission.
The content on this site is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, secure, or free from harmful components.
Results shared on the site, in testimonials, or in marketing materials represent individual experiences and are not a promise that you will achieve the same or similar results. Your business outcomes depend on many factors, including your effort, credit profile, business history, market conditions, and lender decisions.
To the fullest extent permitted by law, Dr. Lynda A. Barnes, her businesses, affiliates, and team members will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the site or any information provided through it.
The site may contain links to third-party websites, tools, scheduling platforms, payment processors, communities, quizzes, or lender application portals. These links are provided for convenience only. We are not responsible for the content, privacy practices, terms, or security of any third-party site.
Use of third-party services is subject to their own terms and policies.
If you submit comments, testimonials, questions, applications, or other materials through the site, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display those materials in connection with our business and marketing.
You represent that any content you submit does not violate the rights of any third party or applicable law.
These Terms of Use are governed by the laws of the State of Florida, United States, without regard to conflict of law principles. Any dispute arising from these terms or your use of the site will be resolved in the appropriate courts located in Florida.
We may revise these Terms of Use at any time. The updated version will be posted on this page with a revised effective date. Please review this page periodically.